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Bad Credit Auto Financing

Here's the rundown on the minimum requirements at 1-800-Car-Loan.com...

:: Requirements: What We Do And What You Need

Have bad credit? You may be eligible for auto financing from 1800CarLoan.com. The results of a recent survey regarding the bad credit position in the U.S. revealed the shocking truth that more than 70 million citizens in the United States have credit problems. We know how exhausting it can be to build up your credit, just to watch it dwindle down once again due to an unforeseen error in judgment or poor financing. If you’re in need of a new or used vehicle, there is hope yet. You may be eligible for bad credit auto financing.

There are several requirements that you must adhere to, to obtain a bad credit auto loan. These include:

  • Applicants must be 18 years or older
  • Applicants must be a resident of the United States
  • Applicants must have a gross monthly income of at least $1,600
  • Applicants must have no current bankruptcies
  • Applicants must not have had a repossession in the last 12 months

Getting auto financing is simple, but not everyone will be approved. Let’s face it, not everyone has the means to finance a vehicle. Fortunately, if you have bad credit and meet all of the requirements to obtain a bad credit auto loan, you may be eligible.

Note that certain lenders may take other factors into consideration when determining your eligibility for auto financing. How long you’ve resided at your current residence, and how long you’ve been working at your current job could alter the lender’s decision. Overall, it’s important to know that bad credit will not always automatically disqualify you for an auto loan.

:: What We DO NOT Offer

  • Title loans
  • Loans for private sales

:: A Special Note

Note that all vehicles used to obtain bad credit auto financing must be received through our nationwide Dealer Network.