What We Do And What You Need

To qualify for a CarLoan.com auto loan:

• you must be a US resident of legal age

• must have at least $1,600 in gross monthly income

• must have no current bankruptcies

• must not have had a repossession in the last 12 months.

That's pretty much it. We're not one of those "Everybody Is Approved!" kind of operations, but we can finance 90 percent of our applicants.

One final note:
Be advised that consideration will be given to how long you have been at your current address and how long you've been at your current job. Banks value stability, and the longer you've been in one place, the better your chances of approval.

What we DO NOT offer

• title loans.

• refinancing loans*

• loans for private sales between individuals.

All vehicles must be obtained through our nationwide dealer network.

* with luck, though, they are coming soon

A Special Word On Suzuki

Now not every dealer in the 1-800-Car-Loan network carries Suzuki vehicles, but we wanted to put in a special mention for the manufacturer and its ability to successfully serve customers with a credit nick or two.

Suzuki generally has three or four models priced under $15,000 BRAND NEW (including the four-door sedan Aerio, the Forenza wagon and the Reno hatchback). Two of their larger vehicles, the Grand Vitara and XL7 SUV, do well in reliability ratings and can be found under $15,000 after just a couple years used.