Frequently Asked Questions

My neighbor says he'll give me a good deal on his old truck so he can get a new one. Do you offer loans for private sales?
Sorry, but no. All vehicles must come from our dealer network.

Is any information I submit secure?
You bet it is. We use state-of-the-art firewalls and secure encrypted servers to protect your confidential information.

My credit history has some problems on it. How much more can I expect to pay?
More, but not necessarily a lot more. See My Fico for up-to-date information on rates as they relate to credit scores. Remember, though, that the difference between a 9 percent, $10,000 loan and an 18 percent $10,000 loan is less than a daily soft drink from 7-11 -- and a Big Gulp won't help you rebuild your credit.

Why do I have to work through a dealer?
Because that's where banks, credit unions and other lenders are most comfortable working. As a general rule, Online Car Loan outfits that do not work with dealers (sending you a straight direct loan) are a) rare and b) more expensive.