Car loan FAQs Your auto finance questions answered at 1-800-car-loan
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Auto Finance FAQs

Do you handle refinance car loans?
Can I buy a car from my neighbor?

Frequently Asked Questions


My neighbor says he'll give me a good deal on his old truck so he can get a new one. Do you offer loans for private sales?
Sorry, but no. All vehicles must come from our dealer network.

Is any information I submit secured?
You bet it is. We use state-of-the-art firewalls and secure encrypted servers to protect your confidential information.

My credit history has some problems on it. How much more can I expect to pay?
More, but not necessarily a lot more. See My Fico for up-to-date information on rates as they relate to credit scores. Remember, though, that the difference between a 9 percent, $10,000 loan and an 18 percent $10,000 loan is less than a daily soft drink from 7-11 -- and a Big Gulp won't help you rebuild your credit.

I got a high interest loan but my credit is better now. Do y'all handle refinancing loans?
Not at this time, but it's in the works. It will come to our sister site, car loan dot com, first.